commontopics - personalfinance - Reddit

One of the most frequent questions in /r/personalfinance goes something like: - **"I have $X, what should I do with it?"** or - **"How should I handle my debt/finances/money?"** This incorporates general guidance found in the [PF Wiki](http://www.reddit.com/r/personalfinance/wiki/index) and that is given often by /r/personalfinance regulars. If you have suggestions about this article, please...

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Website: https://www.reddit.com

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Debt Collection Software for Small Business - iCollect NZ

A Better Way To Collect Debts

Small Business Debt Collection Software

HOW iCOLLECT WORKS GET iCOLLECT TODAY

What is iCollect?

A cloud based application making it easy for small NZ businesses to collect debts and improve cash flow.

Designed and supported by a leading debt collection agency, iCollect provides small businesses with a better way to manage the collection of slow paying debtors.

Get...

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Website: http://www.icollect.co.nz

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How To Buy A New Car Below Invoice Price, Buying A New Car

How To Buy A New Car

NEW! Be sure to read How I Bought A Popular New SUV for $3,611 Below Dealer Invoice .

If you're just looking for free discounted price quotes on new cars and trucks, you can find them below under New Car Price Quotes . But getting dealer quotes without first reading Negotiating The Best Deal could be a big mistake because you need to learn the negotiating strategy that will...

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Date: 2019-03-05 00:40:29
Website: http://www.carinfo.com

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D and E Auto Sales Everyone drives away with a quality pre ...

D and E Auto Sales, located at 7210 Harford Road, Baltimore, MD 21234, there are no turndowns. We finance everyone, no credit check ever. We accept all major credit cards: Visa, MasterCard, Discover and American Express. We are committed to meeting the needs of car buyers who cannot obtain traditional financing due to past financial woes or those without any credit history.

At our...

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Date: 2014-10-23 16:13:10
Website: http://dandeautosalesinc.com

The good, the bad and the ugly of short-term instant loans ...

The good, the bad and the ugly of short-term instant loans

Loans

Kumar Shankar Roy �

Updated: Feb 20, 2018, 05:25 AM IST

There are still eight days to go until the next salary, but many youngsters have already run out of cash. When 25-year old Urvashi needs money after extinguishing her entire monthly income, guess who she turns to? Her moneylender is not a friend, her dad or bestie at the...

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Beginners Guide to Refinancing Your ... - Mortgage Calculator

Beginners Guide to Refinancing Your Mortgage

What You Should Know Before Refinancing

Getting a new mortgage to replace the original is called refinancing. Refinancing is done to allow a borrower to obtain a better interest term and rate. The first loan is paid off, allowing the second loan to be created, instead of simply making a new mortgage and throwing out the original mortgage. For borrowers...

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Website: https://www.mortgagecalculator.org

Bad Credit Credit Cards Guaranteed Approval Where [Quick ...

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Speedy Cash Loans wants to be your safety net for financial emergencies. We share tools to help you manage your money and build a financial back-up plan.

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Loan include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.

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Online Payday Loans with CashToday!

How it works...

Decide on the loan amount you like

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How to Raise Credit Score by 200 Points Fast | EBC

Raise your credit score by 200 points and get it into the green.

Inquiries Are Bad for Your Credit Score

Another tactic to raise your credit score by 200 points or more is to try to get inquiries removed from your report. Every time you apply for credit or a loan, the lender checks your credit report, and this check goes on the report. If you have applied for lots of credit accounts and been...

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Free Credit Repair Tips & Advice | DebtSteps.com

Free Credit Repair Tips

Get ready to use these free credit repair tips to rebuild your credit and get financing!

If you have used one of your available debt relief options, then credit repair is probably a priority. The first step to recovering from financial difficulties is to begin improving your credit report.

Delinquent payments, bad credit, and foreclosures usually mean high-interest rates...

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Website: https://www.debtsteps.com

Your Credit Bureau Score - Understand your BEACON score

Equifax is used to produce your credit score and rating. Your credit score is referred to as a BEACON Score, as it is the mathematical formula used to calculate your score. This Credit Score is used by most lenders to help them decide whether or not you are a good credit risk.

Equifax crunches the numbers from your credit report, and spits out a score somewhere between 300 and 850. A low score...

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Date: 2018-03-11 02:11:36
Website: https://www.alberta-mortgages.com

Credit Repair Company

Learn More

How do These Credit Repair Companies Work?

Because you're trying to fix your credit score and report, you want your investment to be worth it. You don't want to shell out a lot of money only to realize it didn't help your situation as much. Companies that claim to help fix your credit have to be upfront with what they can and cannot do for you. Good companies should be able to remove...

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Website: https://creditrepair.company

Cash Advance & Car Title Loans Ottawa Ontario | Eazy Cash

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Who Are We

Eazy Cash offer services including Cash Advance, Installment Loans, We Buy Gold, Car Title Loans, Cheque Cashing, Western Union Money Transfer and Prepaid cards in Ottawa. Eazy Cash's Cash Advance assists people with an emergency and short term cash advance on the day they want it. At Eazy Cash we pride ourselves on...

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Website: https://www.eazycash.ca

Chapter 13 bankruptcy and your credit report - Robert Weed

I don't like Chapter 13 bankruptcy. One reason is this. Your credit so much much worse than if you filed a Chapter 7 bankruptcy.

I don't like Chapter 13 bankruptcy.��One reason is chapter 13 is much worse on your credit.

Since you are paying your creditors, at least a little, in Chapter 13, that's unfair. Five years after filing a Chapter 7 bankruptcy, people can have great credit. (Assuming...

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Website: https://robertweed.com

Legitimate Debt Relief Companies (BBB Accredited ...

The Sad Truth behind the Trustworthiness of Online Reviews

Overview

When life takes a sharp turn for the worst, financial problems start to mount and pretty quickly the entire situation feels like a dangerous snowball rolling downhill.

Sudden unemployment, an unexpected medical emergency, shopping addiction, a costly divorce, the death of a beloved spouse, or living beyond one's financial means...

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Website: elegitimate.com

Related topics : bad credit debt consolidation loan companies / bad credit debt consolidation loans unsecured / bad credit debt relief loans / debt management credit rating / bad credit debt consolidation loans tips

How Can You Quickly Improve Your Credit Score with ...

How You Can Quickly Improve Your Credit Score with Tradelines

Let's see if this scenario sounds familiar. You haven't looked at your credit for quite some time, and like getting a test you really don't want to see the score to, you avoid it, hoping that by ignoring it, it will either go away or not matter, but as in all little problems, if you ignore them too long, they can become monsters that...

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Website: https://www.boostcredit101.com

Credit Report, Credit Score and Credit Rating - Office of ...

Credit Report, Credit Score and Credit Rating

Credit Report�/ Credit File

Along with the credit histories of millions of other people, your credit history is recorded in files maintained by at least one of Canada's major credit-reporting agencies: Equifax Canada and TransUnion Canada . It is possible to obtain your credit file for free. Please consult the agencies' websites in order to obtain...

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Date: 2018-03-31 00:42:19
Website: ic.gc.ca

Bad Credit Mobile Phones | Contract With No Upfront Cost ...

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More Mobile Phone Deals for people with a poor credit history

Pay for the handset monthly, with a payment dependant on the lender used, which depends on your personal credit score. Just select the phone, select your credit score and then you get the price. These offers have a huge acceptance rate.

Samsung Galaxy S7 Edge handset on its own

Handset on it's own

Use what ever sim only...

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Website: https://www.mintmonkey.co.uk

Guaranteed Finance Acceptance & Approval for Bad Credit ...

a 1 stop funding outlet

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We can provide cards - credit, debit, prepaid | bank accounts - basic, personal, business | loans - payday, logbook, unsecured | mortgages - remortgages, secured, loans | purchase finance - car loan or lease, plasma tv, ps3, mobile phones contract or...

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Website: http://www.guaranteedfinance.info

Bridging Finance, Auckland - DBR Property Financiers

> Lifestyle blocks/Bare land

 

We're a non-bank, first mortgage, low doc, bridging finance, development and construction lender, here to provide customers with an asset-lend or security lend product.

As short-term lenders (6-12 months), we help meet specific finance needs that can't be provided by traditional banks.  So in a nutshell, we can assist you with a fast and hassle-free non-bank loan,...

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Website: http://www.dbrlimited.co.nz

How Long Do Late Payments Stay on Your Credit Report

How Long Do Late Payments Stay on Your Credit Report

BY The Lenders Network

A late payment can significantly drop your credit score!

How long do late payments stay on your credit report?

As with most negative items on your report, late payments can remain on your credit report for 7 years.

However, they will usually only impact your credit score for up to 3 years.

In this article we will explain...

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Website: https://thelendersnetwork.com

financing-usa.com - Please Approve Me for a $10000 Loan

Can I Get A Loan To Pay Of Losses In The Stock Market?

This consumer fits the classic description of someone who may not have the risk tolerance level to be in the stock market. On top of that he borrowed from his savings without discussing his plans with his spouse. Now not only is he worried about losing money on the stock market he is worried about his wife finding out.

Basically he borrowed...

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Website: https://financing-usa.com

Membership Options – You Are Law.org

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Website: https://www.youarelaw.org

Basic Business Bank Account with Bad Credit with ...

If you have struggled to open a business bank account because of your bad credit your options may be limited, as every high street bank will perform a credit check on all of the principles of the business to see if you are credit worthy and will pass their stringent credit rating check.

If you get declined by one bank then you will almost certainly be declined by all the other providers too,...

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Website: http://guaranteed-business-accounts.co.uk

7 Common Credit Score Myths - My Money Coach

7 Common Credit Score Myths

Did you know that you have more than one credit score? Did you know that your income doesn't affect your credit score at all? If this is news to you, read on as we expose seven common myths about credit scores.

Myth No 1�- Each Person has Only One Credit Score

In Canada there are two credit reporting agencies, Equifax and TransUnion. These agencies create credit...

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Website: https://www.mymoneycoach.ca

Bankruptcy discharge or "charge off?" What's the difference?

Posted by Robert Weed / in General Information About Bankruptcy Law / 150 comments

Discharge? �Charge-off? �The two words look a lot alike. �Do they mean the same thing?

Nope. � Discharge is a�magic�word. � A�legal�word, anyway. �At the end of your� bankruptcy case, you get a bankruptcy discharge.

The bankruptcy� discharge is a court order that the people you owed money...

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Website: https://robertweed.com

Manufactured Home Refinancing - Refinancing for ...

���� will Not Harm Your Credit or Score

All Applicants Must Be�Legal U.S. Citizens.

Documentation Required.

All Applicants Must Have 4 Year Credit History.

Must Have Positive Credit History.

All Applicants Must Have Good to Excellent Credit.

No Poor�Credit Accepted, Mortgage Score 680.

No Bankruptcies within 4 Years, Mortgage Score of 700, after BK.

No Repossessions, Short sales or...

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Date: 2017-04-08 14:09:15
Website: http://www.chattelmortgage.net

Lone Star Chevrolet: New & Used Chevy Dealership in ...

Lone Star Chevrolet has the Chevrolet car truck or SUV you have been searching for at a price you can afford. With a friendly and helpful sales staff, highly skilled mechanics and multiple automotive certifications, Lone Star Chevrolet is your greater�Houston Chevrolet dealer. Our mission is to make every customer a customer for life by consistently providing world class services including...

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Website: https://www.lonestarchevrolet.com

Improve Your Credit Score In 24 Hours? - blogspot.com

Monday, June 11, 2012

Improve Your Credit Score In 24 Hours?

If you are like lots of people these days, you are thinking of shopping for a new home or new vehicle loan. Why? Because interest rates are still the lowest they have been in 40 years, and now is a better time than any to get financing.

I just bought an RV myself, and I remember the nervous feeling while they pulled my credit score at...

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Date: 2018-03-05 15:45:46
Website: http://creditscorefast.blogspot.com

Top Credit Repair Company Reviews (Updated March 2018)

Been In Business Since 1997

Offers 24/7 Credit Monitoring and Alerts

Personalized Online Dashboard With Credit Score Tracker

Originally established in 1997, CreditRepair.com is one of the most well-rounded services in the industry with over 1.5 million negative items removed from the credit reports of their customers. In addition to disputing negative items on your credit report, they also...

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Website: http://www.creditmarvel.com

First-Time Home Buyer with Bad Credit and No Down Payment ...

Get Step-by-Step Home Buying Advice

Go Ahead and Apply, Why Don't You?

It's hard to know what you don't know. Even if you have good credit, would your length of employment and current income pass muster? And then there's the whole down payment dilemma: Do you really need 20 percent? The only way to know for sure is to pay a visit to a trusted lender, perhaps the place where you do most of your...

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Website: https://www.realestate.com

Quick And Easy Loans Ads | Gumtree Classifieds South Africa

Consolidate your debt repayments into one affordable monthly installment

Consolidation Loans make managing your money a little easier when your goal is to regain financial stability. Consolidation Loans are especially helpful if you want to simplify your credit by settling other debt and turning several loan payments into one cost-effective payment. Affordable Loans 4 All works with lenders...

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Website: https://www.gumtree.co.za

How To Raise Your Credit Score In 24 Hours - free article ...

How To Raise Your Credit Score In 24 Hours

 by: L.K. Hughes

If you are like lots of people these days, you are thinking of shopping for a new home or new vehicle loan. Why? Because interest rates are still the lowest they have been in 40 years, and now is a better time than any to get financing. I just bought an RV myself, and I remember the nervous feeling while they pulled my credit score at...

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Website: http://www.articlecity.com

Free Credit Report Blog - LET IT BE - Conquer From Within

by alissavanhorn7

Debt can be a real financial killer and eat into your ability to become financially independent at any point of your life. If you have any form of debt, then it behooves you to spend some time to learn and educate yourself about the debt that you have, the options that exist, and your own personal financial position. Spending some time to understand these factors can put you in...

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Website: http://freescorereportgov.com

Tesco Head Office Number: 01992 632 222

Contact Tesco PLC on their head office telephone number 01992 632 222 to make a complaint about a supermarket store, for banking customer services and to report a lost credit card.

Tesco head office - 01992 632 222

Call staff based at the Tesco head office by phoning their telephone contact number 01992 632 222 to make a complaint about poor quality food, bad hygiene practices at their UK...

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Website: http://number.menu

Related topics : credit one report lost card / credit report services contact number / tesco bank bad credit loans / free credit report without bank card / denied credit card credit report

How To Get Your REAL Credit Score - The One That Lenders See

Advertising Disclosure

DoughRoller receives compensation from some companies issuing financial products, like credit cards and bank accounts, that appear on this site. Unless a post is clearly marked "Sponsored", however, products mentioned in editorial articles and reviews are based on the author's subjective assessment of their value to readers, not compensation. Compensation may impact how and...

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Website: https://www.doughroller.net

How soon after Chapter 7 bankruptcy can you buy a new house

How soon after Chapter 13 bankruptcy can you buy a new house?

There is no real limit as to when you can begin considering buying a home after a bankruptcy, though it is much more favorable to wait at least two years, while you build your credit back up. Chapter 13 bankruptcy can remain on your credit report for up to ten years from the date it was filed. However, filing for bankruptcy can...

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Website: http://qa.answers.com

Credit Union vs. Bank: Which One is Better For Your Money

When it comes to storing your cash, you have three choices, under the mattress, a credit union, or a bank. Don't do the first one. That leaves us with credit union vs. bank, which one is better for your money?

If you've contemplated ditching your bank and joining a credit union, we'll lay out the differences between the two so you can make the best decision for your money.

Listen to the show...

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Website: https://www.listenmoneymatters.com

9 way to improve your credit rating - Eureka Leasing

If you have a poor credit history, it's important to remember that entries on your credit report only remain for six years. This means it is possible to repair your bad credit rating and increase your chance of being accepted for a car lease in the future.

But in the meantime, if you have a car lease application rejected due to poor credit, contact Eureka to see how we can help. We specialise in...

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Website: https://www.eurekaleasing.com

Used Cars Erie PA, Certified Pre-Owned Auto Dealership ...

Loading Inventory...

Here's a testimonial from one of our valued customers. Read more here!

"The staff were very polite and went out of their way to do whatever they could to see that I got the vehicle. They were all very helpful!... "

Corey Sandell, Springboro

"Loved working with Lakeside Auto! The best car buying experience ever! The salesman was friendly, knowledgeable, and knew exactly what I...

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Website: carserie.com

PNC Financial Services - Wikipedia

PNC Financial Services traces its history to the Pittsburgh Trust and Savings Company which was founded in Pittsburgh , Pennsylvania on April 10, 1845. [11] [12] Due to the long recovery from the Great Fire of Pittsburgh , PNC was not fully operational until January 28, 1852, [13] when it opened offices at Liberty Avenue and 12th street. The bank was renamed The Pittsburgh Trust Company in 1853....

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Date: 2018-03-29 22:04:04
Website: https://en.wikipedia.org

Used Cars Erie PA, Certified Pre-Owned Auto Dealership ...

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Here's a testimonial from one of our valued customers. Read more here!

"The staff were very polite and went out of their way to do whatever they could to see that I got the vehicle. They were all very helpful!... "

Corey Sandell, Springboro

"I really enjoyed my first time experience with buying a car. Dean was very professional and easy to talk to. I would definitely come...

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How to Remove a Foreclosure from Your Credit Report ...

Buffer

There it was, just staring at you. The big, fat, ugly stack of papers you never wanted to see. The bank wanted your home, your haven away from the real world, one of the few places you could just: be.

You went through the foreclosure. It was heartbreaking and embarrassing. Now that you're moving forward, there are roadblocks everywhere.

Car loan? Nope. Credit card? Think again. Apartment?...

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Website: https://www.preventloanscams.org

Business Cash Advance in 1 Hour | Merchant Advisors

We'll quickly fund from $5000 to $1 million to your business within 5 days.

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Best Semi and Commercial Truck Financing | ConsumerAffairs

The ConsumerAffairs Research Team believes everyone deserves to make smart decisions. We aim to provide readers with the most up-to-date information available about today's consumer products and services.

What should you consider when financing a semi or commercial truck?

Top�

What type of vehicle do you need?

The type of vehicle that you need and its intended use will affect the types of...

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Website: https://www.consumeraffairs.com

FAQ - Mobile Money Loans Ireland

6 Q. Can I get a loan if I have bad credit history?

A. Yes. We lend on the strength of your car value and your ability to repay. Each application is treated on its own merits.

7 Q. Is my application confidential?

A. Yes.

8 Q. How old does my car need to be?

A. Usually less than 8 years old. We lend against older cars as well as motorcycles, touring vans, light commercial vehicles as well as...

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Date: 2018-04-04 19:15:30
Website: http://mobilemoneyireland.com

What Happens When a Bank Writes Off a Bad Debt? | Chron.com

A consumer can incur a bad debt to a bank in many ways. Outstanding overdraft charges, delinquent bank loans or unpaid credit card bills can result in a liability for you and an expense for the bank. If a bank debt isn't paid, the bank can write off the overpaid bill as a bad debt.

Write-offs

In a write-off, the bank includes a bad debt as an uncollectible loss on its tax return. This write-off...

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Website: http://smallbusiness.chron.com

Related topics : credit report bad debt write off / bad credit bank accounts with overdraft / bad credit bank accounts / report to credit bureaus bad debt / bank bad credit loan

Super Sports | Used Buy Here Pay Here Car Loans OKC ...

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Used Cars in Oklahoma City

Super Sports is a used car dealer in Oklahoma City OK.� We carry a great selection of OKC used cars including trucks, vans, SUVs, crossovers, and classic automobiles.� As a buy here pay here dealer we can get you approved and on the road today.� Let our in-house auto financing staff help you find the car that fits your style and fits your...

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Website: http://www.usedcarsokc.com

How to improve your credit score fast — without a credit ...

To get started improving your credit score, you should know one thing: there is no such thing as a quick fix for a bad credit report. Any paid services that claim to boost your score in less than a few months are likely to be scams.

But there are lots of steps you can take over time to get the credit rating you deserve. Some are more powerful than others, but you should consider all of them if...

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Website: https://blog.pockit.com

Best Offshore Bank Accounts - Banking, Loans, Credit Card ...

Eurobank EFG (10,000 USD Opening Balance)

Expobank (Negotiable Opening Balance)

Banks where you do need an introduction

FBME (500 USD Opening Balance)

Hellenic Bank (1,000 EUR Opening Balance)

RCB (Negotiable Opening Balance)

Societe Generale (Negotiable Opening Balance)

USB (1,000 EUR Opening Balance)

With most of the banks, you may open an account remotely and/or use the introduction service....

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Website: http://echeck.org