U.S. Cities With the Best and Worst Credit Scores | LendEDU

Little possibility of obtaining credit

580 to 619

May be approved with high interest rate

620 to 659

Can be approved with high interest rate

660 to 699

Will be approved with average interest rate

700 to 759

Will be approved with low interest rate

760 and above

Excellent

Will be offered the best interest rates

This is FICO's current credit score range, and it always remains somewhat fixed. But,...

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Website: https://lendedu.com

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How To Report Rent To Credit Bureaus | RentReporters

Your Life Changed !!

1. Signup for an Account

Simply provide some basic information about your lease and landlord and you are on your way to a better credit score!!

2. We Verify Your Rent Payments

Once enrolled, we will contact your landlord to verify your rent history. Be sure to let your landlord know that RentReporters will be contacting them.

3. We Report Your Rent to Transunion

After...

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Website: https://www.rentreporters.com

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How I Fixed Credit Fast: Removed Collections, Charge-off ...

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Ajoutée le 13 sept. 2015

No gimmicks. No BS. No tricks. Get the secret here:

https://609creditrepair.com/ Fix Credit Fast. Fix My Credit. Remove collections, charge-off and adverse...

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Website: https://www.youtube.com

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How to improve your credit score | BDC.ca

How to improve your credit score: 7 tips for entrepreneurs

Share

Your personal and business credit scores are important factors a banker will consider when you apply for a business loan .

While your business's financial strength is important, a bank will also look at your personal credit score when deciding whether or not to give you a loan.

If you think your personal credit score could be a...

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Website: https://www.bdc.ca

How to get 3 Free Credit Reports – No Credit Card Needed

by Jake Rustenhoven Last updated: December 13, 2017 41 Comments

Need a free credit report, but don't want to to enter your credit card information, or sign-up for one of those "free trials" to get it? There is only one source for truly free credit reports, no trials or catches, ever...

AnnualCreditReport.com - All 3 Credit Reports Once Per Year

AnnualCreditReport.com is the official, federally...

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Website: https://www.gotcredit.com

Your Credit - CHI

Credit scoring is a method of measuring the likelihood that an individual will repay a credit obligation, such as a mortgage loan. Mortgage lenders, retail creditors, banks, auto dealerships and others use this measuring system widely in their evaluation and review of an application for credit. The scores are based solely on information on a consumers credit report.

The most common scoring model...

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Website: http://www.chibrevard.org

Credit Counseling Service, Credit Repair Services - Newark ...

Increase Your Credit Score is an outstanding, professional firm. The process to work with them was through and easy and they achieved extraordinary results for me. They were able to get the tax liens, judgment and collection account all updated and even one was removed. This was done within 90 days. Wow! Because of Increase Your Credit Score, I was approved for a personal loan to fund the...

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Website: http://www.increaseyourcreditscore.org

What's a Good Credit Score? Should You Care and How to ...

$1,323

Can I get my FICO Credit Score at AnnualCreditReport.com?

Unfortunately no. AnnualCreditReport.com is the free service that will allow you to pull 1 credit report from each of the 3 consumer credit reporting agencies: Equifax, Experian and Transunion. It will give you a list of your credit history showing current and closed accounts and your payment history. You absolutely should take...

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Date: 2018-01-25 13:13:51
Website: http://www.fiscalgeek.com

How to get a credit score of 800 and above

By Lisa Phillips Updated on

February 29, 2016

Credit News , Credit Scores No Comments

Credit scores range from 350-850. According to FICO, the most widely used credit scores among lenders, consumers with high credit scores have increased. The consumers with higher credit scores have cut spending and paid down debt while consumers with lower credit scores are experiencing economic difficulties...

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Website: https://rebuildcreditscores.com

Can You Raise Your Credit Score 100 Points in 6 Months, 1 ...

Can You Raise Your Credit Score 100 Points in 6 Months, 1 Year, 2 Years?

By: Christina

03/19/2012

This post aims to answer the following questions that we get asked all the time by readers:

How Long Does It Take To Raise Your Score By 100 Points?

How To Raise Your Credit Score By 100 Points

How to raise your credit score 100 points in 3 months, 6 months, 1 year or 2 years

Most of the questions...

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Website: https://www.askmrcreditcard.com

Online Loans No FICO Credit Check Instant Approval | CASH 1 Loans

At Least 2 Personal References

What No FICO Credit Check Means

You might be confused about what "online loans with no FICO credit check" might mean. Most lenders do not query the big 3 credit bureaus (Experian, Equifax , and TransUnion) for a "'hard credit check". They may search consumer databases ( TeleTrack , Clarity Services, Inc. or CL Verify) to review your loan history and verify your...

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Website: https://www.cash1loans.com

3-in-1 Credit Report – Part 1

3-in-1 Credit Report - Part 1

- CONSUMER INFORMATION

This section is used to identify you, and contains personal information such as your name, nickname, address, previous address and place of employment. Previous places of employment may also be included.

As can be seen, it's not uncommon to have variations or misspellings of your name or other details. Most credit reporting agencies leave these...

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Website: credit-report-101.com

Credit Score Tips • myAutoloan

Credit Score Tips

There is one question that we get asked, again and again.� "How do I improve my credit score?"� It's not something that gets taught in school and it's sort of assumed that everyone just "knows" how the whole credit scoring thing�works -�but we all know that's not the case.� So let's take a quick look at some key points.

Each person who utilizes credit, from credit...

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Website: https://blog.myautoloan.com

Advantage Credit - Trimerge credit reports, 3 bureau, and ...

Advantage Credit is now Avantus!

Our transition to the new Avantus credit reporting platform is now complete, and our credit reporting services have never been better. Questions about your account? Need help closing a loan? Give us a call at (800) 243-0120. Whether you need 1 report or 1,000, we'd be honored to serve you.

  

      

Trimerge credit reports & more

Advantage Credit has been...

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Website: http://www.advantagecredit.com

Raise your credit score fast with this easy, 5-step checklist

Your credit score has a huge impact on your finances. Here's how to get yours in the best possible shape. areebarbar/Shutterstock

Raise your credit score fast with this easy, 5-step checklist

�|�

Aug. 18, 2017

It would be an understatement to say Tiffany Aliche had her financial life together -- at least before the recession. At 25, she had $40,000 in savings, her own home and a gleaming 802...

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Website: https://mic.com

3 myths that could tank your credit score - Aug. 29, 2017

Here are three myths that could tank your credit score -- and below them, some misunderstandings about credit scores that could also hurt you:

Myth No. 1: Closing out credit card accounts will boost your score

Many people assume that if they close out a bunch of credit card accounts, their credit scores will rise. After all, having fewer cards means less possible debt, right? Well, not exactly....

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Website: money.cnn.com

Tri Merge Credit Report and Tri Merge Credit Score - Debt.com

A tri merge credit report combines the individual reports from the three credit bureaus.

Whenever you want to review your credit report , you actually have three reports separate you have to review. The credit bureaus (Experian, Equifax and TransUnion) are all separate for-profit agencies. With a few exceptions, the agencies are not required to share information, so they usually don't. And...

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Website: https://www.debt.com

What Credit Score Do You Need to Rent an Apartment ...

What Credit Score Do You Need to Rent an Apartment? Insanely High, If You're in Boston or San Francisco

November 27, 2017

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Rental applicants approved for an apartment in 2017 had an average credit score of 650, is the conclusion of our most recent study based on tenant screening data from RentGrow . Meanwhile, those that ended up on the rejected list had an...

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Website: https://www.rentcafe.com

How to Improve Credit Score — A Checklist ...

If you have poor credit and want to do something about it, it's usually just a simple matter of following a specific step-by-step procedure that will ensure a relatively quick and hassle-free improvement in your credit score. But it is important to have a plan in place and not just get your current credit report and start making phone calls to the company's have reported derogatory entries....

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Website: https://damagedcreditrepair.com

3 Easy Steps To Improve Any Credit Score. FFEF Financial ...

No matter your credit score, you can benefit from a higher one.

A good credit score opens up a whole new world; a world where you can buy a home, qualify for better rental options, get the best insurance rates and pay less interest on money you borrow. We understand that the world of credit and credit scores can seem complicated to navigate, but there are simple steps you can take to improve your...

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Website: http://www.ffef.org

Boost your credit score - Try these 5 quick and easy ways

Boost your credit score - Bamboo's tops tips:

 

Step 1: Join the electoral register

You'll find that we mention this on every post about how to boost your credit score - but for good reason: it's important (and it's also super quick). In fact, getting yourself on the electoral register is one of the quickest ways to boost your credit score.

Why does it make a difference?

When you apply for a...

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Website: https://www.bambooloans.com

Your Credit History | Consumer.gov

If the information is wrong, you can try to fix it. If the information is right - but not so good - �you can try to improve your credit history.

Where do I get my free credit report?

You can get your free credit report from Annual Credit Report. That is the only free place to get your report. You can get it online: AnnualCreditReport.com , or by phone:� 1-877-322-8228.

You get one free report...

Read more

Date: 2018-03-30 14:05:52
Website: https://www.consumer.gov

Improving Credit Score? | Yahoo Answers

Next

Improving Credit Score?

I have a credit score of 631 due to accounts delinquency (settled accounts). After that, I got a new credit card with annual fees with a credit limit of $1500. I got also a store credit card of $500. I have now an excellent job with good income and I would like to buy a house within a year. I did a "credit... show more I have a credit score of 631 due to accounts...

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Website: https://answers.yahoo.com

Raise Credit Score Fast Quickly Free - oskie.com

The absolute fastest way to raise your credit score

� Reduce your debt to credit limit ratio or Credit Utilization ratio. Pay off or reduce the balances owed to less then 79% best if less than 30% or paid off in full. Two statements are on many if not all credit ...

Read more

Date: 2015-11-26 03:21:20
Website: http://www.oskie.com

7 Ways to Boost Your Credit Score This Month

But a low credit score doesn't have to define your creditworthiness forever, or stop you from getting the credit you need. It can take several months or longer to go from bad credit to good credit, but there are strategies to quickly raise credit scores in as little as a month.�Here's how to raise your credit score fast.

1. Pay All Your Overdue Bills

Whatever overdue bills you have, pay them...

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Website: https://www.creditwarriors.org

First-time home buyers guide: buying with low credit scores

First-time home buyers guide: buying with low credit scores

Gina Pogol

Buying your first home: dealing with credit scores

When you're a first-time home buyer, you face challenges that experienced home buyers don't face.

For example, you may have less money saved for a down payment; or a collection of student loans which is weighing on your household budget.

You might also feel more nervous about...

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Website: https://themortgagereports.com

How to improve your credit score by 100 points in 30 days ...

I had managed to raise my credit score by 92 points in just one month. I know the types of actions I've taken to improve it, so below I'm going to share with you the steps I took to improve my credit so hopefully you can improve your credit, too, if that's a goal.

How to quickly improve your credit score

The major contributing factor to improving my credit score in just 30 days was decreasing my...

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Website: https://clark.com

Scam? No, Three Ways To Improve Your Credit Score.html

House Hunting : Four Things to Keep in Mind

Let Emergency Lights Light Up Your World

Let's get started...

Counter-intuitive ways to boost your credit score

Most consumers know that a higher credit score can mean easier loan approvals -- plus you can save a good deal of money on loans (including mortgages) because you'll often get lower interest rates.

Yet, it's not necessarily obvious how to...

Read more


Website: https://www.scambusters.org

7 Ways to Increase Your Credit Score Quickly - wisebread.com

Your credit score will determine whether you will get approved for credit cards, auto loans, mortgages, or other loans, as well as impact the interest rate you'll pay. If you aren't happy with where your credit score is today, take heart: There are some simple ways to improve it quickly. Once your credit score improves, you'll be able to enjoy perks like lower interest and insurance rates .

Note...

Read more

Date: 2019-03-24 17:37:03
Website: wisebread.com

Free Credit Score Canada No Credit Card | Finance And ...

Check your free credit score (Equifax), get free monthly credit score. Open a MogoAccount in 3 minutes to discover your Equifax credit score without affecting it.

You can check two credit scores per month for free on Credit.com. No credit card is required. Most credit scores operate within the range of 300 to 850.. Excellent Credit: 750+

Canadians are entitled to a free credit report every year...

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Website: https://www.signalstrengthfinance.com

Employment credit reports do not include credit scores

Employment credit reports do not include credit scores

Reports about the practice vary

January, 2014

.

When it comes to the rules for credit score use in pre-employment screening, it is hard to know what to believe. Bombarded by people in high places saying two entirely different things, government, business, media and litigators have created a buzz that will not die.

The low point came in late...

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Website: http://www.creditscoring.com

Understanding Credit - Surety Bonds Direct

Understanding Credit

Credit Score is the Biggest Individual Factor for Bond Costs

Find out how credit scores affect your bond cost and how you can getter a better price by improving your credit.

Surety Bonds Direct

July 29, 2015 � (updated: September 14, 2017)

On this page

How Credit Scores Impact Surety Bond Costs

At Surety Bonds Direct, we are always thrilled when we can offer our...

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Website: https://www.suretybondsdirect.com

7 Common Credit Score Myths - My Money Coach

7 Common Credit Score Myths

Did you know that you have more than one credit score? Did you know that your income doesn't affect your credit score at all? If this is news to you, read on as we expose seven common myths about credit scores.

Myth No 1�- Each Person has Only One Credit Score

In Canada there are two credit reporting agencies, Equifax and TransUnion. These agencies create credit...

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Website: https://www.mymoneycoach.ca

How to improve your credit score | TransUnion

How to Improve Your Credit Score

Sign up to get your credit report and score now!

Report & Score

Credit providers use your credit score to measure their risk in taking you on as a client before they approve or decline your application for credit, or for an increase in your credit limit.

Your credit score is calculated by a credit bureau and while it is based on your credit report, it also takes...

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Website: https://transunion.co.za

Will Getting a Car Loan Improve Your Credit Score? Heck No!

Should You Get a Car Loan to Improve Your Credit Score? Heck No!

December 16, 2013

By Paula Pant 36 Comments

One reader asks:

I'm young (23), and my fiancee and I are looking at getting her a used car to replace her old clunker.

We're looking in the $6,000 - $10,000 range and easily have the cash to pay for the car . (This is seperate from our emergency fund, we both have 401ks, etc).

I'm a fan...

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Website: affordanything.com

Get My Score

Follow up: How long ago did you get your first credit card?

less than 6 months ago

between 6 months and 2 years ago

2 to 4 years ago

4 to 5 years ago

5 to 8 years ago

8 to 10 years ago

10 to 15 years ago

15 to 20 years ago

more than 20 years ago

2. How long ago did you get your first loan?

(i.e., auto loan, mortgage, student loan, etc.)

I have never had a loan

less than 6 months ago

between 6 months and 2 years ago

2 to 5 years...

Read more


Website: http://www.whatsmyscore.org

Related topics : credit score range fico / fico credit score / get credit score equifax / three credit scores / how to get your credit score higher

Can One Late Payment Affect My Credit Score? | Equifax ...

Can One Late Payment Affect My Credit Score?

Written by Equifax Experts on February 7, 2014

Even if you normally pay your bills on time, an unexpected financial emergency, a lost job, or even a simple oversight could cause you to fall behind on your payments.

If you miss a payment on one of your credit accounts, be it a credit card, mortgage, or other loan, you could see your credit score drop....

Read more


Website: https://blog.equifax.com

5 Ways to Reduce Your Debt and Improve Your Credit Score ...

Pin5

We all know how paying your debts on time and correcting credit errors can improve your credit score. But you can also improve your credit score by reducing your debt.

Credit scoring models consider credit utilization to be the second most important factor in determining your credit score. It represents 30% of your credit score, while paying your bills on time is 35%.

That is to say that...

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Website: https://creditpilgrim.com

ProtectMyID | Experian Fraud Alert | Protect My ID | AAA

View disclaimers.

ProtectMyID® Essential, ProtectMyID® Deluxe and ProtectMyID® Platinum are provided by Experian®. To be eligible to enroll in either ProtectMyID Essential, ProtectMyID Deluxe or ProtectMyID Platinum, you must be 18 years of age or older and a current AAA Member. A valid email address and access to the internet is required for ProtectMyID Essential. Products subject to change...

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Website: https://autoclubsouth.aaa.com

Credit Score, Myths and Ways to Improve Your Credit Score

BLOG

Credit Score, Myths and Ways to Improve Your Credit Score

Do you know your credit score? This blog will help you understand your credit score myths and ways to improve your credit score. Even if you do understand there might be bits of useful advice in here that you can apply to help your situation further.

The main thing to know when it comes to your credit score is that even if it is quite...

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Website: http://www.nottinghamcu.co.uk

Equifax Canada - Free Credit Monitoring

Get Started with Your 30-Day FREE Trial

1 The credit score provided under the offers described herein use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind...

Read more

Date: 2018-03-22 20:24:27
Website: https://www.consumer.equifax.ca

Equifax Canada — Free Credit Monitoring

Get Started with Your 30-Day FREE Trial

1 The credit score provided under the offers described herein use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind...

Read more

Date: 2018-03-22 20:24:27
Website: https://www.consumer.equifax.ca

Instant Approval Department Store Credit Cards (Easiest ...

Other Stores That Offer Instant Approval Credit Cards

Credit Card Terms to Know

Here's a quick breakdown of the terms�you need to know in order to determine which credit cards are best�for you:

APR: Annual Percentage Rate on purchases. This is the interest rate you'll pay if you keep a balance on your card (i.e.: if you don't pay it off in full each month). Department store credit cards are...

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Website: https://firstquarterfinance.com

4 tips to increase your credit score fast - May. 8, 2017

4 tips to increase your credit score fast

by Maurie Backman for The Motley Fool � @CNNMoney May 8, 2017: 10:37 AM ET

5 stunning stats about credit cards

Most people don't put much thought into their credit scores until the time comes to apply for a loan. If you expect to need financing in the next few months and aren't convinced your credit score is high enough to get you approved, you'll need...

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Website: money.cnn.com

VA and Credit Repair: The Quickest Way to Recovery ...

Credit Inquiries               10%

Payment History

The category that affects a credit score the most belongs to the payment history of the borrower. The scoring algorithm determines that if the borrower's payments were made on time and if they weren't, how late were they? Late payments are noted in terms of more than 30 days late, more than 60 and more than 90. If a payment is more...

Read more

Date: 2019-03-24 16:55:53
Website: https://www.military.com

5 Ways to Raise Your Credit Score 100 Points or More | Fox ...

5 Ways to Raise Your Credit Score 100 Points or More

Published September 22, 2017

Print

The average American has a FICO credit score of 700, but in order to qualify for the lowest interest rates on loans as well as the best credit card offers , you'll need a score that's significantly higher. If you have an average or below-average credit score, here are five suggestions that could help you...

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Website: foxbusiness.com

What is a good credit score and how can you improve poor ...

What is a good credit score?

What is a good credit score?

Credit scores and ratings explained

Published on

Monday 04 December 2017

A credit score is what lenders use to check you are able to manage your debt and tells them if you are a risk or not.

Ready to compare?

Compare credit cards >

If you already know how to check your credit score , the next question is always 'what is a good credit...

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Website: moneysupermarket.com

10 Things to Do to Improve Your Credit Score | Young Adult ...

10 Things to Do to Improve Your Credit Score

By Rachel Slifka / Last updated:

February 12, 2017

453 Shares

This post is part of our series 7 Weeks to Your Best Finances.

This series is meant to serve as a 7-week path to improving your finances. It will cover all the important topics like starting a budget, saving money, making money, investing, and more.

To find out more and see all the tips and...

Read more


Website: https://www.youngadultmoney.com

Loans for Bad Credit, Direct Lender of UK Poor Credit Loans ...

Resume Application

Loans for Bad Credit

If you've struggled to get a loan in the past, it's possible that a low credit rating and poor credit history are to blame.

Personal Loans for Bad Credit

Personal factors can stop you from securing the finance you need. Whether it's additional funds to help you with your bills, more money to help consolidate...

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Website: https://likelyloans.com

Do Student Loans Affect Credit? Yes - Here's How | Student ...

Here are five key ways your loans could impact your credit score.

Do student loans affect credit?

Regardless of the type of loan you have, all student loans represent money that has been lent to you and affect your credit.

If you're handling your student loans well by making minimum payments every month, that can build a positive credit history. In turn, that means you can pay less for other life...

Read more

Date: 2018-02-28 08:17:14
Website: https://studentloanhero.com