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The Top Three Credit Bureaus | Investopedia

The top 3 credit bureaus

By Investopedia | Updated November 20, 2017 -- 4:37 PM EST

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People talk a lot about credit bureaus . What do they do? How do they differ? And why are there three of them? (Actually, there are a lot more than that, but it's mainly a certain trio that affects most consumers' lives.) Let's take a closer look at these entities, what they do, and how they do it.

What...

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How To Establish A Credit History - Investopedia

By Amy Fontinelle

Credit is one of life's great Catch-22s. Let's say you're fresh out of high school and want to get your first credit card . You dutifully fill out the forms and wait for the reply, only to find out a few weeks later that you've been rejected. Why? Because you don't have a credit history . How do you establish a credit history? Well, you get a credit card, of course ...

It's a...

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The Importance Of Your Credit Rating - Investopedia

People have become increasingly dependent on credit . Therefore, it's crucial that you understand personal credit reports and your credit rating (or score). Here we'll explore what a credit score is, how it is determined, why it is important and, finally, some tips to acquire and maintain good credit .

SEE: 3 Ways To Improve Your Credit Score

What Is A Credit Rating?

When you use credit, you are...

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Free Credit Scores: Top Sources for 2016 | Investopedia

Free Credit Scores: Top Sources for 2016

By Amy Fontinelle | Updated March 31, 2016 -- 2:17 PM EDT

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While you can check your credit reports from each of the major credit bureaus - Experian , Equifax and TransUnion - for free once every 12 months at www.AnnualCreditReport.com , the free reports don't contain your credit score . Lenders and creditors , however, will use your credit score when...

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No Down Payment Mortgage: How to Get One | Investopedia

No Down Payment Mortgage: How to Get One

By Investopedia | Updated June 6, 2017 -- 8:23 AM EDT

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The single biggest expense of buying a residence can be summed up in two words: down payment.

It's the part of the home purchase price that you don't finance , but pay out-of-pocket. And these days, very few mortgages - whether conventional or government-backed - are available without one: even...

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Rent-to-Own Homes: How the Process Works | Investopedia

A rent-to-own agreement can be an excellent option for people who want a home but who don't yet qualify for a mortgage or who aren't quite ready for the commitment of ownership.

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5 Signs a Reverse Mortgage Is a Bad Idea | Investopedia

5 Signs a Reverse Mortgage Is a Bad Idea

By Amy Fontinelle | September 1, 2015 -- 2:00 PM EDT

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