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6 selected articles

How to get 3 Free Credit Reports – No Credit Card Needed

by Jake Rustenhoven Last updated: December 13, 2017 41 Comments

Need a free credit report, but don't want to to enter your credit card information, or sign-up for one of those "free trials" to get it? There is only one source for truly free credit reports, no trials or catches, ever... - All 3 Credit Reports Once Per Year is the official, federally...

Read more The Definitive Guide (2018 Update)

by Jake Rustenhoven Last updated: February 12, 2018 29 Comments - What you actually get for free...

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704 Credit Score - Good or Bad? (2018 Update)


How Does a 704 Credit Score Rate?

Most credit scores including FICO and VantageScore range from 300-850, the higher the better. Within that range, there are different categories, ranging from bad to excellent. Here's a general idea of the ranges and their "ratings". Your range will be indicated below.

What does "Good Credit" mean to you?

A credit score in this range suggests...

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Is an Auto Loan Credit Score Different from Other Credit ...

What is an Auto Loan Credit Score?

An auto loan credit score is the number that potential lenders would look at to help determine your credit worthiness, the higher the better in this case. It would also determine your interest rate on the loan for the vehicle you are seeking.

Your score is based on the contents of your credit report , which is why the two go hand-in-hand. A mathematical equation...

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695 Credit Score – Good Or Bad? (Credit Score Guide)

695 Credit Score - Good Or Bad? (Credit Score Guide)

November 9, 2016

Q: 695 credit score: Good or Bad?

A: 695 is a "Fair" Credit Score!

Any credit score in the 650-699 range is generally considered "Fair".


Very Poor

300 - 549

A 695 credit score (Fair Credit) is often viewed by lenders as an acceptable credit risk - meaning you will usually be approved for the credit or loan you are...

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685 Credit Score: What It Means (& How To Improve It)

5 Facts about a 685 Credit Score

A 685 credit score is within the "Fair Credit" category (which ranges from 650-699). Only 15 points away from the "Good Credit" category.

An individual with a 685 credit score should be eligible for a mortgage, albeit at a higher rate than a "Good" or...

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