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7 selected articles

Bad Credit Auto Loans | DMV.ORG

Almost everyone has a credit score, and about 90% of top lenders use FICO scores when evaluating someone for a loan. Having a low credit score can make it difficult to get an auto loan with a low interest rate.

Bad or Subprime Credit Scores

Credit Scores

The three main credit bureaus--Equifax, TransUnion and Experian--all calculate a person's score differently. However, they generally use the...

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Date: 2018-03-31 02:22:36

Leasing a Car with Bad Credit | DMV.ORG

Leasing a Car with Bad Credit

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Tips for Lease Approval with Bad Credit

Our goal is to give you the most up-to-date, accurate information about your state DMV's processes. The date you see here reflects the most recent time we've verified this information with your state DMV. When they change something, we do, too!

Verified As Of: 3/30/2018

Benefits of Leasing vs. Buying with Bad...

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Date: 2018-03-31 01:29:49

New Car Buying Scams | DMV.ORG

Poor Credit Score Scams

It's simple: Know your credit score before you go car shopping. If you have a poor credit score (or the dealer says you do), you're at risk for being talked into higher down payments and possibly even higher monthly payments.

Protect yourself against this situation by ordering a copy of your credit score from one or all of "The Big 3" trusted credit agencies (Equifax,...

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Date: 2019-03-24 17:15:57

9 Urgent Must-Dos If You Lose Your Driver’s License

The SSA (if your Social Security card was in your wallet).

3) Know What's at Risk

With the info on your driver's license, a crook can clobber your credit or start you down the path to financial ruin by:

Draining your bank accounts.

Opening new credit card accounts.

Taking out loans in your name.

Racking up utility and medical bills.

Unfortunately, identity theft can mean more than a few...

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Date: 2019-03-24 17:19:27

Taking Over an Auto Loan | DMV.ORG

Interested in taking over an auto loan, or having someone take over your car loan? We've got the information you need--including whether or not it's even possible.

Can People Take Over Car Loans?

Taking over auto loans can be tricky business, and largely depends on the bank or other financing company from which the original owner obtained the loan.

We explain the basic steps on how to take over a...

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Date: 2018-03-31 04:07:30

How Car Insurance Companies Calculate Risk | DMV.ORG

The insurance industry is a world of calculated risk. Car insurance companies base their rates on how likely you are to file a claim in the future, and they use a number of varying factors to determine that risk.

While it is impossible to know the exact formula any auto insurance carrier uses to calculate risk and determine premium rates, knowing common rating factors can help you shop smarter...

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Date: 2019-03-24 16:02:20

Related topics : insurance companies credit score / your credit score is based on / can you pay to get your credit score higher / pay to get your credit score higher / credit rating insurance

California Car Insurance - DMV.ORG

California car insurance rates, laws, and programs.

Car Insurance Requirements

California law requires that you have a way to cover costs related to damages or injuries you may have caused in a car accident. Purchasing liability car insurance is the simplest and most common way people choose to meet this requirement.

The minimum amount of liability insurance you must have on your policy...

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Date: 2018-03-31 03:24:58

Related topics : low credit rating car finance / poor credit rating car finance / credit rating insurance / credit card rating companies / credit rating repair companies