Rank: 439 / 1286

4 selected articles

How to Remove Negative Items from your Credit Report ...


Bad credit can come back to haunt you. A history of late payments or unpaid debts can make it hard to buy a home, rent an apartment, or get a car loan. In fact, bad credit might even mean higher bills: bill providers are legally allowed to charge you more for having poor credit.

It doesn't have to be this way, though. With a little homework and effort, you can nip your bad credit in the...

Read more

Credit Counseling | Clearpoint

Worried about your finances? Clearpoint can help you find peace of mind!

A free budget and credit counseling session from Clearpoint can help you pay down debt, manage expenses, plan for the future, and achieve financial peace of mind. During your session, a certified credit counselor will provide you with the following:

Free Credit Report Review

Personalized Action Plan and Budget

Overwhelmed by...

Read more

Related topics : free credit report no card details needed / free credit report no card needed / free credit report no credit card / credit report free no card / free credit card report online

Guide to Debt Buyers and Debt Collection | Clearpoint ...

Third-party debt collection agencies are hired to collect debt on behalf of another entity, like a creditor.

Debt buyers pay creditors for debt portfolios, giving the debt buyer ownership of the account(s). The debt buyer may then act as a debt collection agency and attempt to collect. On the other hand, it may use a third-party debt collector to collect on its behalf, or it may just sell the...

Read more

Related topics : dispute credit card debt / credit card collection agencies / credit collection agencies / credit report debt / dispute credit card charge

Bankruptcy Credit Counseling and Certificates | Clearpoint ...

Bankruptcy Credit Counseling and Certificates

Filing for bankruptcy is a difficult decision, and many experts consider it to be a last resort. Before moving forward, be sure to consider your other options, such as a debt management program .

If you have already explored other options, and have decided to file for bankruptcy, you are likely looking forward to a clean slate and a fresh start. At...

Read more

Related topics : bankruptcy rebuilding credit