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5 Ways To Raise Your FICO Credit Score Today

5 Ways To Raise Your FICO Credit Score Today

Britt Scearce

The Mortgage Reports Contributor

Not only can improving your FICO credit score improve your chances of obtaining a mortgage, but it could improve your auto insurance premiums and,...

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FHA Loans: The Mortgage First-Time Home Buyers Love ...

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About the FHA mortgage

The Federal Housing Administration (FHA) was established in 1934, which, in U.S. history, was a period of "heavy renting". The country was emerging from The Great Depression.

Just 4 in 10 households owned their homes.

At the time, the mortgage terms offered by lenders were onerous. To get a loan meant to make a 50% downpayment; to agree to a loan term of 5 years or...

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Can You Get A Mortgage With Fair Credit? | Mortgage Rates ...

Many people with fair credit think they can't get a mortgage. After all, those with fair credit are not among the credit score elite -- those individuals with credit scores of 800 or more.

Instead, fair-credit borrowers are likely to have some late payments and maybe even a missed payment or two.

But there is some good news: You can get a mortgage with fair credit.

In fact, savvy lenders may be...

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Shop For Mortgage Rates Without Lowering Your Credit Score

Shop For Mortgage Rates Without Lowering Your Credit Score

Dan Green

The Mortgage Reports Contributor

Mortgage Rates & Credit Scores

With current mortgage rates low this year, a swell of U.S. homeowners have rushed to complete a home loan refinance.

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First-time home buyers guide: buying with low credit scores

First-time home buyers guide: buying with low credit scores

Gina Pogol

Buying your first home: dealing with credit scores

When you're a first-time home buyer, you face challenges that experienced home buyers don't face.

For example, you may have less money saved for a down payment; or a collection of student loans which is weighing on your household budget.

You might also feel more nervous about...

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First-Time Home Buyers Guide: Buying With Student Loans

First-time home buyers often skew younger then the general home-buying population which means less work experience, lower income levels, and usually, less money saved for down payment.

It also can mean higher levels of federal student loans and debt.

Concerns about student loan obligations are among the reasons why first-time home buyers account for a smaller percentage of the housing market as...

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April 2018 mortgage rates forecast (FHA, VA, USDA ...

April 2018 mortgage rates forecast (FHA, VA, USDA, Conventional)

Tim Lucas

Mortgage rates forecast for April 2018

Just months into the year, mortgage rates have already met 2018 predictions.

In late 2017, when thirty-year fixed rates were still in the high-3s, economists put rates in the mid-4s this year.

It didn't take long.

Rates approached 4.4% by mid-February and shot past 4-year...

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The Ultimate Guide to VA Loans and Veteran Financial Benefits

Get mortgage quotes from competing mortgage lenders

3. Is A VA Mortgage Best For You?

VA loans are the best mortgages for many homebuyers, but no product works for everyone. These questions should help determine if a VA home loan is the right product for you.

Do you plan to purchase or refinance a moderately-priced property?

The VA home loan program was not designed to help rich people finance...

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What is a USDA Loan? Eligibility, rates & advantages for 2018

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Is a USDA loan right for me?

USDA guaranteed loans aren't right for every buyer. But, any first-time or repeat buyer looking for homes outside of major cities should check their eligibility for the program.

Here are a few advantages:

Lower down payment than conventional or FHA financing

Lower mortgage insurance than conventional or FHA loans

More lenient credit score requirements than for...

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Before You Make A 20% Mortgage Down Payment, Read This

$1,000/$0

$261,500

3 good reasons for putting less money down on a home

1. You can't get your down...

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