Rank: 107 / 1286

8 selected articles

Where can I get a loan/LoC if I have bad credit ...

I'd like to know where I can get approved for a line of credit or a loan to use to pay off another credit card if I have bad credit. Some history:

- I had one BMO SPC Mastercard which I got when I was 18 (I'm now 22) and now the account has gone into collections. The collections company is taking money out of my bank account once a month, and this has been going on for about a year. Because of...

Read more

Transunion Canada Free Trial? - Forums

Does anyone have a link or promo code for Transunion Canada Free trial, or free score.

I already know how to get a free report, but that doesn't include score.

Looking for a way to get free score from



Feb 2nd, 2014 1:26 am

make friends with your banker or mortgage broker, they can pull it for you. If you already have an existing relationship with a certain bank, they...

Read more

Online free Transunion credit report - Canada's Shopping ...

Transunion Canada provides a new service to access oneselves credit report (aka. consumer disclosure) online, it is in beta stage.

Has any one tried it ? I did but it didn't work me..

The page says that the online free version of the consumer disclosure is available only once a year. This contrasts with the paper version which can be requested my mail or...

Read more

RBC credit check without consent - Forums

RBC credit check without consent

In November we contacted an RBC mortgage specialist to inquire about getting a mortgage pre-approval. We went back and forth a few times, and she had difficulty answering basic questions, such as "will this be a soft or hard hit on our credit?", to which her response was "I dont know what that means, what is a soft or hard hit?" This gave us a bad feeling and...

Read more

Bad credit falls off from the record after 7 years ...

Apr 18th, 2011 10:09 pm

Bad credit falls off from the record after 7 years?

I am helping a friend fix his credit.

I told him to pay off his debts from the most recent. He has one bestbuy card that he didnt pay off in 2003 and has been sent to collections agency. He said according to his credit report, it was re-opened in February of this year.

I am just surprisd by this because depending on the...

Read more

Line of Credit - Bad Credit? - Forums

TorontoTacos wrote: ^

Aug 4th, 2015 5:32 am

Can I get a line of credit with a strong co-signer even If I have open collections?

It depends, some will, some won't, but those that will will require you to pay more interest. I'm thinking most won't, though.

If I do get accepted, will they report to both my credit bureau and my co-signer?

I'm not sure what you meant by the second part. They will report to at least one credit bureau, maybe both, and I presume in both your name and your co-signer's name.

Would I have a better chance of getting a student line of credit instead of a personal LOC?

You're already working, so maybe you're not...

Read more

How to run a credit check on a new tenant ? - RedFlagDeals ...

Sep 6th, 2012 8:12 am

How to run a credit check on a new tenant ?


How do you check the credit history of a person (a possible tenant) ?

If I contact Equifax or TransUnion can I ask them to give me the credit file for a person which wants to rent my property ?



Sep 6th, 2012 8:45 am

as usual, i can stand to be corrected if what i say is outdated or wrong.

as an individual you...

Read more

Related topics : get credit check tenant / credit check tenant / run credit check / checking accounts for bad credit history / rent check credit

Problem with Scotiabank Amex Dispute with Amazon ...

Problem with Scotiabank Amex Dispute with Amazon

In May, Amazon Canada has a sale on pet supplies. The deal is on this thread .

I bought about $600 worth of pet supplies. After checkout, I received an email confirmation for each orders. A few days later, I received an email saying the shipments are shipped. However, the shipping invoice doesn't match my email confirmation. I was overcharged. The...

Read more

Related topics : dispute credit card charge scotiabank